Most luxury car rental agencies and auto insurance providers will not provide services or cover for drivers under the age of 25 years. This is due to the fact that younger drivers have less driving experience and it has been statistically proven that they are more likely to be in an accident than older, more experienced drivers.
However, there are some rental agencies that will provide a luxury car rental under the right circumstances:
1. Your Insurance
If you have your own insurance policy that will make provision for luxury car rental, they may consider renting to you. Keep in mind that using your own insurance provider will result in increased monthly insurance rates. Also, the rental agency will need to ensure that the cover will be equivalent to the value of the luxury rental car in the event that it is written off in accident.
2. Driving History
The rental agency may also require that you provide some evidence of your driver history. For example, that you have never been in an accident before, that you have never been charged with speeding or other traffic offenses or that your drivers license has not been suspended for any reason whatsoever.
3. Additional License Requirements
Some luxury car rental agencies may take into account any additional driving courses that you may have taken in order to improve your driver experience. For example, an advanced driving course, defensive driving course or other type of program that is designed to provide young drivers with more road experience.
It may be a good idea to find out what agencies require which additional training courses and how long in advance they should be completed before you can hire a luxury car.
4. Alternative Driver
For special occasions, you can get a friend or family member who is over the age of 25 years to supply their driver’s license and to drive you around. Alternatively, find out if the rental agency can provide a driver or chauffeur for the period of time that you require the luxury car rental.
However, it is important to note that you may still be responsible for damage to the vehicle depending on the type of rental agreement that you sign. It is best to determine responsibility before entering into an agreement for an alternative driver. The driver should be fully insured and if they will be held liable for damages, should sign the rental agreement.
It is also important to be aware that if you do drive the vehicle when you have selected an alternative driver, all terms and conditions of the rental agreement as well as the insurance policy will become null and void.
At the end if the day, it all comes down to assessing your individual risk as to providing you with a luxury car rental. If you take the above steps to minimize your risk if you are under 25 years, a luxury car rental agency is more likely to consider hiring a vehicle to you.